$40,000 after taxes in every state
A single filer earning $40,000 keeps between $31,650 (Oregon) and $34,320 a year in 2026, depending on the state. 9 states tie for the top spot because they take no state tax from this income, including North Dakota, where this salary is below the point at which state income tax starts. In the middle of the pack, North Carolina leaves $33,233.
| # | State | Take-home (single) | Take-home (married) | Monthly | Tax rate |
|---|---|---|---|---|---|
| 1 | Alaska | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | Florida | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | Nevada | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | New Hampshire | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | North Dakota | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | South Dakota | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | Tennessee | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | Texas | $34,320 | $36,160 | $2,860 | 14.2% |
| 1 | Wyoming | $34,320 | $36,160 | $2,860 | 14.2% |
| 10 | Washington | $34,088 | $35,928 | $2,841 | 14.8% |
| 11 | Ohio | $34,002 | $35,908 | $2,834 | 15.0% |
| 12 | New Jersey | $33,638 | $35,565 | $2,803 | 15.9% |
| 13 | New Mexico | $33,567 | $36,043 | $2,797 | 16.1% |
| 14 | Arizona | $33,529 | $35,578 | $2,794 | 16.2% |
| 15 | Louisiana | $33,506 | $35,733 | $2,792 | 16.2% |
| 16 | Mississippi | $33,452 | $35,624 | $2,788 | 16.4% |
| 16 | Iowa | $33,452 | $35,944 | $2,788 | 16.4% |
| 18 | Rhode Island | $33,437 | $35,894 | $2,786 | 16.4% |
| 19 | Vermont | $33,414 | $35,688 | $2,784 | 16.5% |
| 20 | Nebraska | $33,380 | $35,816 | $2,782 | 16.6% |
| 21 | Missouri | $33,377 | $35,969 | $2,781 | 16.6% |
| 22 | Idaho | $33,308 | $36,160 | $2,776 | 16.7% |
| 23 | Arkansas | $33,295 | $35,261 | $2,775 | 16.8% |
| 24 | Colorado | $33,268 | $35,817 | $2,772 | 16.8% |
| 25 | Wisconsin | $33,236 | $35,638 | $2,770 | 16.9% |
| 26 | North Carolina | $33,233 | $35,581 | $2,769 | 16.9% |
| 27 | West Virginia | $33,221 | $35,128 | $2,768 | 16.9% |
| 28 | California | $33,211 | $35,589 | $2,768 | 17.0% |
| 29 | Utah | $33,203 | $36,160 | $2,767 | 17.0% |
| 30 | Montana | $33,197 | $35,793 | $2,766 | 17.0% |
| 31 | Indiana | $33,170 | $35,039 | $2,764 | 17.1% |
| 32 | Pennsylvania | $33,092 | $34,932 | $2,758 | 17.3% |
| 33 | District of Columbia | $33,086 | $35,848 | $2,757 | 17.3% |
| 34 | South Carolina | $33,077 | $35,418 | $2,756 | 17.3% |
| 35 | Oklahoma | $33,066 | $35,451 | $2,755 | 17.3% |
| 36 | Kentucky | $33,038 | $34,878 | $2,753 | 17.4% |
| 37 | Minnesota | $32,999 | $35,657 | $2,750 | 17.5% |
| 38 | Connecticut | $32,995 | $35,840 | $2,750 | 17.5% |
| 39 | Kansas | $32,888 | $35,461 | $2,741 | 17.8% |
| 40 | Michigan | $32,871 | $34,962 | $2,739 | 17.8% |
| 41 | Georgia | $32,867 | $35,330 | $2,739 | 17.8% |
| 42 | Virginia | $32,834 | $35,231 | $2,736 | 17.9% |
| 43 | Maine | $32,792 | $35,423 | $2,733 | 18.0% |
| 44 | Maryland | $32,784 | $34,935 | $2,732 | 18.0% |
| 45 | Delaware | $32,777 | $34,907 | $2,731 | 18.1% |
| 46 | New York | $32,757 | $35,189 | $2,730 | 18.1% |
| 47 | Hawaii | $32,750 | $35,578 | $2,729 | 18.1% |
| 48 | Alabama | $32,691 | $34,679 | $2,724 | 18.3% |
| 49 | Illinois | $32,485 | $34,470 | $2,707 | 18.8% |
| 50 | Massachusetts | $32,356 | $34,416 | $2,696 | 19.1% |
| 51 | Oregon | $31,650 | $34,319 | $2,637 | 20.9% |
Includes federal income tax, Social Security, Medicare, state income tax and state payroll deductions where noted. Excludes local income taxes. Married figures assume one earner. See how we calculate.